Important notice Regarding Client Privacy

Maintaining your trust and confidence is a high priority. That’s why we want you to understand how we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information.

Information We Collect. In connection with providing you with investment products, financial advice, or other services, we obtain nonpublic personal information about you, including:

• Information we receive from you on applications;
• Tax, financial statement, estate planning, insurance, and other such documents that you provide as part of the financial planning process;
• Information about your transactions with others, including your financial adviser or us; and
• Information from credit or service bureaus or other third parties.

Information We Disclose. We will not disclose information regarding clients or their accounts with JSF Financial, LLC, except under the following circumstances:

• With persons acting in a fiduciary or representative capacity on behalf of the customer;
• When necessary to complete a transaction in a customer account, such as with the clearing firm or account custodians;
• When required to maintain or service a customer account;
• To resolve customer disputes or inquiries;
• With rating agencies, persons assessing compliance with industry standards, or to the attorneys, accountants and auditors of the firm;
• To government entities or other third parties in response to subpoenas or other legal process as required by law;
• To protect against actual or potential fraud, identity theft, unauthorized transactions, claims, or other liability;
• To comply with federal, state, or local laws, rules and other applicable legal requirements;
• In connection with a written agreement to provide investment management advisory services when the information is released for the sole purpose of providing the products or services covered by the agreement;
• In any circumstances with the customer’s instruction or consent; or
• Pursuant to any other exceptions enumerated in the California Information Privacy Act.

Opt Out Provisions. It is not a policy of JSF Financial, LLC to share nonpublic personal and financial information with affiliated or unaffiliated third parties except under the circumstances noted above. Since sharing under the above circumstances noted above is necessary to service customer accounts or is mandated by law, there are no allowances made for clients to opt out.

Our Security Policy. Only those individuals who need it to perform their jobs are authorized to have access to confidential client information. We maintain physical, electronic, and procedural security measures that comply with applicable state and federal regulations to safeguard confidential client information.

Closed or Inactive Accounts. If you decide to close your account (s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

Changes to this Privacy policy. If we make any substantial changes in the way we use or disseminate confidential information, we will notify you.